About Us
About Us
The mission
of Accès MicroCrédit Gaspésie-Îles-de-la-Madeleine
The community is at the heart of our mission
Accès Microcrédit Gaspésie-Îles-de-la-Madeleine’s mission is to contribute to the economic and human development of the community. To achieve this, the organization offers technical support, local support and financing. They are intended for entrepreneurs with limited access to conventional financial services. They will then be able to carry out dynamic projects that will generate jobs in Gaspésie and Îles-de-la Madeleine.
Support
We offer free personalized support to entrepreneurs in the region.
Financing
We offer loans at favourable rates and terms up to $20,000 to entrepreneurs in Gaspésie and the Îles-de-la-Madeleine.
Start-up support
Our team offers flexible start-up support according to your needs. We can help you from the very first business idea.
What is Microcredit?
At the beginning, microcredit originated in Bangladesh in the 1970s. In Quebec, microcredit was introduced in the 1990s. This business financing practice aims to give access to credit and local support to excluded populations, on the fringe of conventional business financing networks. The main objective is to allow these people to start their own business and to generate income and employment in the region.
Community credit: a global approach
The Quebec “style” of community credit is characterized by a global approach that aims to meet both the economic and social needs of individuals. Firstly, the support of Accès Microcrédit Gaspésie-Îles-de-la-Madeleine is mainly solicited to support the launch of businesses. But it is also available for the expansion or consolidation of your business projects. In all cases, the financial support offered is flexible and adapted to the realities of our entrepreneurs.
A singular practice that stands out
Accès Microcrédit Gaspésie-Îles-de-la-Madeleine is a non-profit organization member of the MicroEntreprendre network that contributes to the economic development of Gaspésie and the Îles-de-la-Madeleine. The organization supports anyone with a viable business project.
What about AMCGÎM’s offer that sets it apart:
No sector is excluded.
However, the business project must be financially viable. In addition, the potential market must not be saturated or in the process of being saturated.
The small loan strategy.
Indeed, even a $1000 loan can make a difference in a business project and help it see the light of day.
Investment committees, sharing experiences
Since the promoter is at the heart of our support, when applying for a loan, the promoter will present their project to an investment committee made up of entrepreneurs from their MRC. It is an approach that emphasizes local autonomy (by MRC).
Our territory
Accès Microcrédit Gaspésie-Îles-de-la-Madeleine offers financing and support to entrepreneurs in Gaspésie:
- MRC Avignon
- MRC Bonaventure
- MRC de la Haute-Gaspésie
- MRC du Rocher-Percé
- MRC de la Côte-de-Gaspé
And in the Magdalen Islands.
The strength of the MicroEntreprendre network
Accès Microcrédit Gaspésie-Îles-de-la-Madeleine is a member of the MicroEntreprendre network, a leader in entrepreneurial microcredit. This microcredit is a unique tool for development and economic inclusion. The strength of the network lies in its 17 members from 14 regions of Quebec who offer local support and microloans to entrepreneurs in the province.