About Us

The mission

of Accès MicroCrédit Gaspésie-Îles-de-la-Madeleine

The community is at the heart of our mission

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine’s mission is to contribute to the economic and human development of the community. The organization offers technical support, local support and financing. These services are intended for people with limited access to conventional financial services and are designed to enable them to carry out projects that will create employment.

Local support

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine offers free personalized support to entrepreneurs in the region

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Financing

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine offers loans at preferential rates and terms up to $20,000 to entrepreneurs in Gaspésie and the Magdalen Islands.

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Aide au démarrage

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What is Microcredit?

Microcredit originated in Bangladesh in the 1970s. In Quebec, microcredit was introduced in the 1990s. This business financing practice is designed to provide access to credit and local support to marginalized populations, people on the sidelines of conventional business financing networks. The main objective is to enable these people to start a business and thus generate income and create jobs in the region.

Community credit: a global approach

Community credit in Quebec is distinguished by a comprehensive approach that aims to meet the economic and social needs of individuals. While Accès Microcrédit Gaspésie-Îles-de-la-Madeleine support is mainly called on to support the establishment of new businesses, it is also available to expand or consolidate existing ones. In either case, the financial support offered is flexible and adapted to the realities of our entrepreneurs.

A unique and innovative approach

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine (AMCGÎM) is a non-profit organization and a member of the Microentreprendre Network, that contributes to the economic development of Gaspésie and the Magdalen Islands. Founded in 2009, AMCGÎM provides support to anyone with a viable business project.

What sets AMCGÎM apart in its offering:

No excluded sectors

However, the project must be financially viable. In addition, the potential market must not already be saturated or close to becoming saturated.

Small loan strategy

In fact, even $1,000 can make all the difference for making a business project a reality.

Investment committees, sharing expertise

Promoters are at the heart of our support, when applying for a loan, promoters come and present their project to an investment committee made up of entrepreneurs from their MRC. This approach emphasizes local autonomy.(in each MRC)

See the committees

Our territory

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine offers financing and support to entrepreneurs in Gaspésie:

MRC Avignon
MRC Bonaventure
MRC de la Haute-Gaspésie
MRC du Rocher-Percé
MRC de la Côte-de-Gaspé

And in the Magdalen Islands.

The strenght of the MicroEntreprendre network

Accès Microcrédit Gaspésie-Îles-de-la-Madeleine is a proud member of the Microentreprendre Network, a leader in entrepreneurial microcredit. This microcredit is a unique tool for economic development and inclusion. The strength of the Network is based on its 17 members located in 14 regions of Quebec, who offer local support and microloans to entrepreneurs across the province.

Learn more about the network